You can insure your property
You can insure it against fire, breakdowns of utility systems (sewage, heating, water supply networks), and also, against explosions, consequences of natural disasters, erroneous activation of the fire extinguishing system, and illegal actions of third parties.
With property insurance, you don’t have to worry about unforeseen financial expenses.
In the event of any force majeure circumstances inflicting damage upon your property or property of your neighbors (for example, a water pipe in your office breaks down and causes damage to renovation work or office equipment), your insurance policy will cover all repair costs.
This type of insurance can be supplemented with third party liability insurance covering, for instance, your liability before your neighbors.